Backend/API Engineer, Money as a Service

<p><strong><em>Note: </em></strong><em>if you are an intern, new grad, staff, frontend or fullstack applicant, please do not apply using this link and visit our </em><a href="https://stripe.com/jobs/search"><em>jobs page</em></a><em> for those specific postings.</em></p> <h2><strong>Who we are</strong></h2> <h3><strong>About Stripe</strong></h3> <p>Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.</p> <h3><strong>About the Organization&nbsp;</strong></h3> <p><strong>Money as a Service (MaaS) </strong><em>Sub-orgs within MaaS: Accounts and Connect, Money Movement and Storage (MMS), Stripe’s Banking-as-a-Service (BaaS), Crypto</em></p> <p>Money as a Service (MaaS) oversees a diverse portfolio of Stripe's core products and platforms. These offerings facilitate the global movement and management of funds for users. The teams that fall under the MaaS umbrella include: Accounts and Connect, Money Movement and Storage (MMS), Crypto and Banking as a Service (BaaS). Together, these teams work to ensure Stripe users have the robust financial infrastructure and tools they need to power their businesses on a global scale.</p> <p><strong>Team Matching:</strong> exact team matching for one of the subteams will begin during final stages.<em> Please note we may also consider you for different orgs based on your experience, location, etc. </em>More information on our team matching process can be found <a href="https://docs.google.com/document/d/1zvJkO2c7GzukHG-_oqc5wbOLajpuh5FjbmZPcZPU1o0/edit?tab=t.0#heading=h.ahb3b6nrktv1">here</a>.&nbsp;</p> <h2><strong>What you’ll do</strong></h2> <p>We’re looking for Backend Engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product –&nbsp; at Stripe to deliver innovative solutions that address evolving user needs.</p> <h3><strong>Responsibilities</strong></h3> <ul> <li>Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests</li> <li>Debug and solve critical production issues across services and multiple levels of the stack</li> <li>Mentor engineers to help them grow</li> <li>Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes</li> <li>Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues</li> </ul> <h2><strong>Who you are</strong></h2> <p>We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.</p> <h3><strong>Minimum requirements</strong></h3> <ul> <li>2-12+ years of industry software engineering experience (does not include internships nor includes co-ops)</li> <li>Strong coding skills in any programming language <em>(we understand new languages can be learned on the job so our interview process is language agnostic)</em></li> <li>Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success</li> <li>Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial</li> <li>Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users</li> </ul> <h3><strong>Preferred Qualifications</strong></h3> <ul> <li>Experience with large-scale financial tracking systems</li> <li>Good understanding and practical knowledge in cloud based ser