Bank Compliance Technology Analyst

<div class="content-intro"><p>Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.</p></div><p>The Bank Compliance Technology Analyst supports the technical operation and continued development of the Affirm Bank Compliance and BSA/AML programs. This role translates regulatory, policy, and operational requirements into effective systems, rules, workflows, reporting, and automated controls.</p> <p>The analyst will partner closely with Bank Compliance, Financial Crimes Operations, Product, Engineering, Data, and other stakeholders to ensure Affirm Bank’s compliance technology remains reliable, scalable, well-controlled, and audit-ready.</p> <h2>What You'll Do</h2> <ul> <li>Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.</li> <li>Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.</li> <li>Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.</li> <li>Translate compliance requirements into clear system logic, technical requirements, and operational processes.</li> <li>Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.</li> <li>Monitor control performance, data quality, system reliability, and operational outcomes.</li> <li>Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.</li> <li>Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.</li> <li>Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.</li> <li>Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.</li> <li>Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.</li> <li>Help ensure compliance technology adapts to new products, regulatory expectations, and changes to Affirm Bank’s risk profile.</li> </ul> <h2>What We Look For</h2> <ul> <li>5+ years experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or a related function.</li> <li>Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.</li> <li>Ability to translate policy or regulatory requirements into practical technical and operational solutions.</li> <li>Strong analytical skills, including experience evaluating data, identifying trends, and investigating control-performance issues.</li> <li>Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.</li> <li>Strong written communication and documentation skills.</li> <li>Ability to work effectively across Compliance, Operations, Product, Engineering, and Data teams.</li> <li>Strong attention to detail and an understanding of testing, change management, governance, and audit readiness.</li> </ul> <h2>Preferred Experience</h2> <ul> <li>Experience supporting a regulated bank or bank-partnership environment.</li> <li>SQL, Python, Databricks, Snowflake experience</li> <li>Experience with transaction-monitoring rules, model tuning, system implementation, or control testing.</li> <li>Knowledge of BSA/AML regulations and related regulatory expectations.</li> <li>Experience supporting regulatory examinations, internal audits, model validation, or compliance testing.</li> </ul> <p><br><strong>Base Pay Grade</strong> - K<br><strong>Equity Grade </strong>- 6</p> <p>Employees new to Affirm <em>typically come in at the start of the pay range</em>. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</p> <p>Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)</p> <p><strong>USA base pay range (CA, WA, NY, NJ, CT) per year:</strong> $145,000 - $205,000<br&