Legal Counsel, Fintech - New Payments - Luxembourg

Please note that this opportunity requires relocation to our Luxembourg office. About us Traditional banking has never really given you control over your financial life. Satispay exists to change that: to empower people through finance . That means making financial services easy and accessible for over 6.5M users. We started with payments, then benefits, investing, cards... and we’re not done. Not even close. We follow the same logic every time: find a real problem, solve it properly, then look for the next one. The destination? To build the most loved financial platform in the world. If you own outcomes rather than tasks, stay close to what users need, and refuse to wait for someone else to fix what's broken — you'll find people here who work exactly in the same way. And together, you'll build something worth being proud of. What you'll be doing As our Legal Counsel, you'll provide high-level legal guidance within the Fintech sector, particularly in payments, e-money, and consumer credit products, offering strategic counsel on regulatory, contractual, and product-related matters to ensure compliance and mitigate risks. Here's what that looks like in practice: Product development support – Collaborate cross-functionally to design and launch new products and services in Payments and Consumer Credit (such as BNPL), integrating basic technical and engineering considerations into legal analysis. Risk assessment & management – Identify legal and regulatory risks, proposing effective mitigation strategies aligned with our risk appetite to safeguard the organisation. Regulatory compliance – Advise on relevant financial regulatory requirements, including PSD2, AML/KYC, e-money regulations, and CCD2, ensuring adherence. Stakeholder management – Act as a trusted advisor to senior leadership, providing pragmatic legal guidance and fostering a culture of legal awareness across the organisation. Who we're looking for This role needs someone strategic, analytically strong, and equipped with deep fintech and payments regulatory knowledge to navigate complex legal frameworks. Relevant education – Qualified lawyer with a minimum of 5 years PQE, and ideally 8–10 years of professional legal experience. Relevant technical and regulatory knowledge – Deep knowledge of financial and consumer credit regulations (PSD2, AML/KYC, EMRs, CCD2) and a demonstrable track record in Fintech and Payments, ideally with experience in both private practice and in-house settings. Analytical mindset – Ability to dive deep into complex legal issues, exercise strong judgment, and make sound risk-based decisions. Technical and commercial awareness – Clear understanding of basic technology and engineering processes in Fintech, Payments, and consumer lending, with prior experience working with technical teams being a significant plus; ability to balance legal risks with commercial considerations. Language fluency – English fluency (both written and spoken) is essential, while knowledge