Principal Product Designer, Lending

<h2><span style="font-family: helvetica, arial, sans-serif;"><strong>About the role</strong></span></h2> <p><span style="font-family: helvetica, arial, sans-serif;">We’re hiring a Principal Product Designer to help shape the future of financial peace of mind for millions. In this role, you will lead the design vision for high-impact, member-facing experiences that set a new standard in consumer fintech.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">You bring a strong strategic mindset paired with exceptional craft. You’re equally comfortable defining long-term product vision and executing polished, intuitive experiences that improve members’ financial lives.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">You will play a key role in shaping the quality and direction of design within the Chime app—advocating for thoughtful, member-centered solutions and partnering closely with cross-functional teams to deliver meaningful impact.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">This is a high-ownership role for a senior design leader who thrives in ambiguity, drives clarity through strategy and vision, and leads through influence and collaboration.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">The base salary offered for this role and level of experience will begin at $202,000 and up to $280,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.</span></p> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>In this role, you can expect to</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Set the design vision:&nbsp; </strong>Lead the product and design vision for complex, cross-functional initiatives, defining strategic direction and ensuring experiences align with both member needs and business goals.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Elevate design quality at scale:&nbsp; </strong>Raise the bar for design execution across the organization by championing strong craft, thoughtful interaction design, and scalable visual systems.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Drive cross-functional strategy:&nbsp; </strong>Partner closely with Product, Engineering, Research, Marketing, and Analytics to define holistic, user-centered strategies that drive measurable outcomes.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Leverage AI-driven workflows:&nbsp; </strong>Apply AI-powered tools within the design process to accelerate ideation, exploration, and prototyping while expanding creative possibilities.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Simplify complex problems:&nbsp; </strong>Translate ambiguous product challenges into clear, elegant, and accessible design solutions.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Lead through influence:&nbsp; </strong>Provide design leadership and mentorship across teams, guiding projects and elevating the work of others without formal people management.</span></li> </ul> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>To thrive in this role, you have</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>A strategic, high-impact portfolio:&nbsp; </strong>A portfolio demonstrating strong product thinking, clear design strategy, and excellent craft across complex digital experiences.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"&