Principal Product Manager, Cash Flow

<div class="content-intro"><p style="line-height: 1.2;">&nbsp;</p> <hr> <p><strong>About Gusto</strong></p> <p>At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.</p> <p>&nbsp;<br>All full-time employees receive competitive base pay, benefits, and equity (RSUs) — because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our<a href="https://gusto.com/about/careers/total-rewards" target="_blank"> <u>Total Rewards philosophy</u></a>.</p> <p>&nbsp;<br>AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. AI experience requirements vary by role and will be assessed during the interview process.</p></div><p><strong>By the Numbers:</strong></p> <ul> <li>Named <a href="https://gusto.com/about/awards-recognition">#1 best software for small business </a>of 2024 by G2</li> <li>3,000+ employees in the United States, Canada, Mexico, and Turkiye and growing&nbsp;</li> <li>Over $500M in annual revenue&nbsp;</li> <li>The SMB market is large (and growing!) with huge opportunities for Gusto to make an incredible impact for SMBs&nbsp;</li> <ul> <li>There are 6.2M employers in the US, 98% have fewer than 100 employees (1)&nbsp;</li> <li>550,000 new businesses are created each year in the US (1)&nbsp;</li> </ul> </ul> <p><strong>What Product Management is like at Gusto:</strong></p> <ul> <li>We’re looking for high-autonomy, entrepreneurial Product Managers to build high-impact solutions for small businesses and their employees. We believe in high-ownership Product Managers who operate like business owners — owning an entire roadmap end to end and shipping product all the way from strategy through to the nitty-gritty details (some describe this kind of role as a “GM” type role).</li> <li>We’re boundaryless builders. Lines between roles are intentionally blurred, and our PMs do whatever it takes to deliver outcomes. You’ll prototype, automate, design, and ship — using AI as your co-builder to turn problems into durable solutions that deliver customer value with urgency and care.</li> <li>Our Product team is lean, which means you’ll have a high degree of impact and ownership. We believe in smaller, empowered teams that move quickly with less overhead. You’ll move fast by pairing sharp product judgment with fluency in AI tools — automating what slows teams down and amplifying what makes them creative and high-performing.&nbsp;</li> <li>We’re here to serve small and medium businesses. Gusto has a strong mission-driven culture, and we care deeply about lifting up these business owners — building technology for an AI-first world that gives them the superpowers to run and grow their businesses with confidence.</li> <li>We’re comfortable with change. Our environment moves fast, and PMs here thrive in ambiguity — blending curiosity, experimentation, and AI-native craft to shape how products (and work itself) are built at Gusto.</li> </ul> <p><strong>About the Team:</strong></p> <p>The Tax Credits team is a “mini startup” within Gusto, and an incredibly talented group of people that have a mix of deep customer empathy, domain expertise, and a strong desire to innovate. Our mission is to grow and add value to our customer base, and continually test and refine tools designed to help these customers unlock savings through tax credits and grants. If you enjoy uncovering &amp; solving big problems, driving lean experimentation, building 0 to 1 product experiences, and making a big impact on the lives of small business owners, we’d love to hear from you.</p> <p><strong>Here’s what you’ll do day-to-day:</strong></p> <ul> <li><strong>Ownership</strong>: Spearhead the development of a product &amp; business aimed at unlocking value for existing Gusto customers as well as expanding Gusto’s customer base to new segments</li> <li><strong>North Star</strong>: Unlocking savings for SMBs through tax credits</li> <li><strong>Collaborate</strong>: Partner cl