Product Manager, Lending

<h2><span style="font-family: helvetica, arial, sans-serif;"><strong>About the role</strong></span></h2> <p><span style="font-family: helvetica, arial, sans-serif;">We are hiring a strategic Product Manager to own&nbsp;<strong>MyPay</strong>, Chime’s Earned Wage Access (EWA) product and one of the largest businesses in the company. As the PM for MyPay, you’ll operate with an owner’s mindset—running what is effectively an unofficial P&amp;L—while shaping pricing, product strategy, and execution for a highly visible, revenue-driving product. This is a full-stack product role with significant executive exposure, regulatory complexity, and direct scrutiny from external stakeholders.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">The base salary offered for this role and level of experience will begin at <strong>207,000</strong> and up to <strong>280,000</strong>. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. Actual compensation may vary based on location, skills, and experience.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">This role is in-office in San Francisco Monday-Thursday every week.</span></p> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>In this role, you can expect to</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Own the end-to-end product strategy and execution for MyPay, Chime’s EWA product, grounded in deep understanding of member needs, behaviors, and financial realities</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Frame ambiguous, high-stakes problems and translate them into clear product bets, hypotheses, and roadmaps</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Balance short-term iteration with long-term vision, ensuring the product compounds member trust over time</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Act as the unofficial GM of the business, owning pricing, growth, profitability, and long-term roadmap</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Partner closely with Finance, Legal, Risk, Compliance, Data, Marketing, Operations, and Engineering on a highly-regulated product surface</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Anticipate regulatory change and translate ambiguity into clear product direction and execution plans</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Present strategy, results, and tradeoffs to executive leadership with high visibility and accountability</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Drive cross-functional alignment across design, engineering, analytics, operations, and marketing</span></li> </ul> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>To thrive in this role, you have</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">6–10+ years of Product Management experience on consumer-facing, revenue-generating products</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Prior ownership of pricing, monetization, or P&amp;L-adjacent responsibilities</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Experience operating in regulated environments (FinTech, payments, lending, banking, or adjacent)</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">A track record of leading complex, c