Senior Software Engineer - Lending

<p><strong>This is Adyen</strong></p> <p>Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&amp;M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.&nbsp;</p> <p>For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.</p> <p><strong>Senior Software Engineer, Lending</strong></p> <p><strong>Build lending at Adyen from the first line of code.</strong></p> <p>Businesses run on Adyen: they accept payments, manage their money and issue cards on our platform. Access to capital has been the missing piece, and we're building it now. Lending at Adyen is a brand-new team, and we're looking for the engineers who will lay its foundations.</p> <p>Our advantage is data. We already see how a business actually performs through its payment flows, so we can offer fast, fair financing, embedded directly in the platforms our customers use every day. That lets us serve businesses that traditional lenders overlook, without the long paperwork process.</p> <p>This is a true zero-to-one opportunity. There's no legacy system to maintain and no roadmap handed down from above. You'll help decide what we build, how we build it, and which trade-offs we make. You'll be part of a small team with the backing, scale and customer base of a global company.</p> <p>&nbsp;<strong>What you’ll do:</strong></p> <ul> <li>Design and build core lending systems from scratch, including loan origination, underwriting and decisioning engines, repayment flows and the ledgers that track every cent.</li> <li>Turn ambiguous problems into shipped products, working closely with product, risk, finance and legal partners.</li> <li>Make foundational architecture decisions that will shape how lending scales across markets and regulatory jurisdictions.</li> <li>Build for integrity from day one. In lending, correctness, auditability and resilience are the product.</li> <li>Own your work end to end: requirements, design, implementation, testing, launch and iteration based on real customer feedback.</li> <li>Help shape the team's engineering culture, practices and standards while they're still being written.</li> </ul> <p><strong>Who you are:</strong></p> <ul> <li>You take ownership. You care about the customer problem, not just the ticket.</