Staff Product Mobile Engineer, Business Money

<div class="content-intro"><p style="line-height: 1.2;">&nbsp;</p> <hr> <p><strong>About Gusto</strong></p> <p>At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.</p> <p>All full-time employees receive competitive base pay, benefits, and equity (RSUs) — because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our<a href="https://gusto.com/about/careers/total-rewards" target="_blank"> <u>Total Rewards philosophy</u></a>.</p> <p>AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. AI experience requirements vary by role and will be assessed during the interview process.</p></div><p><strong>About the Role:</strong></p> <p>As a Staff Product Mobile Engineer, you will play a key role in architecting and building user-facing mobile experiences that evolve Gusto’s personal finance platform. <strong>Operating across native iOS and Android environments</strong>, you will leverage modern declarative frameworks (SwiftUI and Jetpack Compose), a shared GraphQL API layer, and AI-native workflows to deliver seamless end-to-end features. Your work will focus on improving financial tools for everyday employees, helping them reduce financial stress, build healthy money habits, and gain greater control over their paychecks. You will collaborate with a talented cross-functional team, contributing technical leadership throughout the product development lifecycle—from ideation and architecture to release and long-term scaling.</p> <p><strong>About the Team:</strong></p> <p>The Consumer Money team is on a mission to help employees achieve financial peace of mind by bridging employment and personal finances. The team's product suite gives workers complete control over their money—including on-demand pay, high-yield cash accounts, and automated savings—all anchored to the paycheck relationship Gusto uniquely powers.</p> <p>Operating as one of the fastest-growing engines within Gusto Money, the team builds at a fast, startup-like pace. Beyond scaling core worker-facing products, the team is actively incubating 0-to-1 foundational technologies to power Gusto’s broader financial platform vision. Handling people’s livelihoods in a regulated banking space requires combining rapid innovation with de